The FHA loan is a low down payment mortgage option that generally requires only 3.5% down, whereas it typically takes a 5-20% down payment to qualify for a traditional mortgage.* This is also a government-back loan insured by the Federal Housing Administration, and is a good option for those with less-than-perfect credit scores.
The VA loan is backed by the Department of Veterans Affairs, and offers the option of no down payment as well as minimal closing costs. This attractive home loan option is available to military veterans, their spouses, active duty personnel, as well as certain National Guard and Reserve members.
A conventional loan is a loan backed by either Fannie Mae or Freddie Mac
Meet the diverse needs of today’s buyers and grow your business with the HomeReady mortgage, our enhanced affordable lending product. Designed for creditworthy low- to moderate-income borrowers, HomeReady offers expanded eligibility for financing homes in low income communities.
USDA loans are mortgages backed the U.S. Department of Agriculture as part of its USDA Rural Development Guaranteed Housing Loan program. USDA loans are available to home buyers with below-average, offer 100% financing with reduced mortgage insurance premiums, and feature below-market mortgage rates.
FHA Mortgage Rate* APR*
VA Mortgage Rate* APR*
Conforming Mortgage Rate* APR*
Rates valid on: 02-JAN-2010
And are subject to change without notice.
Your actual rate may change dependent on a
variety of financial factors.
see Assumptions below
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These home loan rates are based on certain assumptions that may differ from your specific financial needs.
We love our customers, so feel free to visit during normal business hours.
6999 McPheron Rd Suite 108-B, Laredo TX 78041
Monday - Friday: 8:30am - 5:30pm
Saturday: By appointment
Subject to Federal Holidays
The following assumptions reflect user search criteria in the form:
The payment on a $220,000 30-year Fixed-Rate payment is $1,131.11 for 360 months at 4.625% and 4.796% Annual Percentage Rate (APR), This payment assumes 80.0% loan-to-value (LTV) and 1 point due at closing, Taxes and Insurance not included in payment.
The payment on a $265,375 30-year Fixed-Rate payment is $1,305.49 for 360 months at 4.25% and 5.413% Annual Percentage Rate (APR). This payment assumes 96.5% loan-to-value (LTV) and .998 points due at closing. Taxes , Mortgage Insurance and Hazard Insurance not included in payment.
The payment on a $225,000 30-year Fixed-Rate payment is $1,082.27 for 360 months at 4.25% and 4.415% Annual Percentage Rate (APR). This payment assumes 80.0% loan-to-value (LTV) and 0.998 points due at closing.
Taxes and Insurance not included in payment.
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Bravo Mortgage, LLC is a dba of BM Real Estate Services, Inc., an Equal Housing Lender. Corporate Location: 5016 N. Parkway Calabasas, Suite 200, Calabasas CA 91302. NMLS ID #103098. Please visit NMLS Consumer Access ( www.nmlsconsumeraccess.org) for detailed licensing information. Licensed by the CA Department of Business Oversight under the California Finance Lender Law #60DBO78997 and CA Department of Real Estate DRE#01273595, Georgia Residential Mortgage Licensee #59742; NV Broker #4695; AZ BK #919889; OR #ML-4013. Regulated by the CO Division of Real Estate #CF-99035. Illinois Residential Mortgage Licensee. Kansas Licensed Mortgage Company. Texas Principal Location: 1464 E Whitestone Blvd, Suite #1901, Cedar Park, TX 78613. . Click Here for TX Complaint Recovery Fund Notice