The FHA loan is a low down payment mortgage option that generally requires only 3.5% down, whereas it typically takes a 5-20% down payment to qualify for a traditional mortgage.* This is also a government-back loan insured by the Federal Housing Administration, and is a good option for those with less-than-perfect credit scores.
The VA loan is backed by the Department of Veterans Affairs, and offers the option of no down payment as well as minimal closing costs. This attractive home loan option is available to military veterans, their spouses, active duty personnel, as well as certain National Guard and Reserve members.
A conventional loan is a loan backed by either Fannie Mae or Freddie Mac
Meet the diverse needs of today’s buyers and grow your business with the HomeReady mortgage, our enhanced affordable lending product. Designed for creditworthy low- to moderate-income borrowers, HomeReady offers expanded eligibility for financing homes in low income communities.
USDA loans are mortgages backed the U.S. Department of Agriculture as part of its USDA Rural Development Guaranteed Housing Loan program. USDA loans are available to home buyers with below-average, offer 100% financing with reduced mortgage insurance premiums, and feature below-market mortgage rates.
We love our customers, so feel free to visit during normal business hours.
7913 McPherson Road Suite 105, Laredo, Texas 78045, United States
Monday - Friday: 8:30am - 5:30pm
Saturday: By appointment
Subject to Federal Holidays
We are mortgage professionals with 15 yrs of experience
get your loan approved IN 48 Hrs or less with no upfront cost
Schedule your appointment by calling us
Equal Housing Lender. NMLS #103098. Bravo Mortgage is a dba of BM Real Estate Services, Inc. Corporate Location: 5016 N. Parkway Calabasas, Suite 200, Calabasas CA 91302. Texas Principal Location: 21818 Hwy 71 West Suite 102, Spicewood, TX 78669. For detailed licensing information visit: www.nmlsconsumeraccess.org. https://www.sml.texas.gov/ConsumerInformation/tdsml_recovery_fund_claims.html for TX Complaint Recovery Fund Notice , for detailed licensing information. Licensed by the CA Department of Business Oversight under the California Finance Lender Law #60DBO78997 and CA Department of Real Estate DRE#01273595, Georgia Residential Mortgage Licensee #59742; NV Broker #4695; AZ BK #919889; OR #ML-4013. Regulated by the CO Division of Real Estate #CF-99035. Illinois Residential Mortgage Licensee. Kansas Licensed Mortgage Company. Texas Principal Location: 1464 E Whitestone Blvd, Suite #1901, Cedar Park, TX 78613. TX Complaint / Recovery
Figure: 7 TAC §80.200(b)
"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A
COMPANY OR A RESIDENTIAL MORTGAGE LOAN
ORIGINATOR SHOULD COMPLETE AND SEND A
COMPLAINT FORM TO THE TEXAS DEPARTMENT OF
SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR,
SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND
INSTRUCTIONS MAY BE OBTAINED FROM THE
DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A
TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE
PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES
SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED
RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN
APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND
MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT
PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION
ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S
WEBSITE AT WWW.SML.TEXAS.GOV."
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